Filantropi : Jurnal Manajemen Zakat dan Wakaf

EXAMINING THE ROLE OF ZAKAT AS ISLAMIC SOCIAL FINANCE AND ITS CONTRIBUTION TO MULTIDIMENSIONAL POVERTY ALLEVIATION

Ariza Qanita — Mon, 21 Oct 2024 00:00:00 +0700

Poverty is often only interpreted as an economic problem. Even though poverty is a multidimensional problem. Zakat as an Islamic Social Finance instrument which has an important role in reducing poverty must also target these dimensions. This research aims to analyze the role of zakat in reducing poverty from a material, social and spiritual perspective. The method used in this research is qualitative with literature review. The data used in this research is secondary data in the form of scientific articles and other publications that are appropriate to the research topic. The research results show that zakat has a role in reducing material poverty, social poverty and spiritual poverty. Zakat can alleviate material poverty by increasing the income of mustahik. Zakat can alleviate social poverty through strengthening solidarity and Islamic brotherhood in society which can become social capital for mustahik. Zakat can also increase the religiosity of mustahik through strengthening Islamic values as an effort to reduce spiritual poverty.

ANALISIS FUNDAMENTAL TERHADAP ASET WAKAF SAHAM DOMPET DHUAFA

Rois Heldan Argayudha — Wed, 30 Oct 2024 00:00:00 +0700

The risk of investing in shares also has an impact that results in the shares being less useful in generating dividends to take advantage of in carrying out share waqf. Therefore, it is necessary to analysis shares in carrying out share waqf. The aim of this research is to determine the implementation of fundamental analysis on the share waqf asset portfolio and the composition of the Dompet Dhuafa share waqf asset portfolio. This research uses a mixed method model. Mixed method research is a combination of qualitive and quantitative research. Research data was collected using interviews and observations, documentation. There are 9 shares that can be used as share waqf. Meanwhile, there is 1 share that is not eligible for share waqf, namely shares of PT Waskita Beton Precast Tbk (WSBP) with an eligibility level of only 43%.

Risiko investasi saham juga mempunyai dampak yang berakibat kurang bermanfaatnya saham dalam menghasilkan deviden untuk diambil manfaatnya dalam melakukan kegiatan wakaf saham. Karena itu, perlu adanya analisis terdapat saham yang hendak diwakafkan. tujuan penelitian ini adalah mengetahui implementasi analisis fundamental pada portofolio aset wakaf saham dan komposisi portofolio aset wakaf saham Dompet Dhuafa. Penelitian ini menggunakan model mixed method. Penelitian mixed method merupakan penelitian gabungan dari penelitian kualitatif dan kuantitatif. Pengambilan data penelitian dilakukan dengan wawancara dan observasi, dokumentasi. Terdapat 9 saham yang layak untuk wakaf saham. Sementara itu terdapat 1 saham yang tidak layak wakaf yaitu saham PT Waskita Beton Precast Tbk (WSBP) dengan tingkat kelayakan hanya 43% saja.

CONSTRUCTING SUSTAINABLE ECONOMY FOR MICRO-SIZED ENTERPRISES THROUGH QARDHUL HASSAN FINANCING BASED ON ISLAMIC PHILANTHROPY FUNDS

Haryani Santo Hartono — Wed, 27 Nov 2024 00:00:00 +0700

The research aims to describe the role of halal financing based on Islamic philanthropy funds in building up economy for micro scale enterprises. This research was conducted on BANKZAKAT (Indonesian: Bantuan Keuangan Berbasis Zakat), a financial aid institution based on zakat, infaq, and sadaqah funds which is a program of BAZNAS Musi Rawas Regency. This study uses a descriptive qualitative research method. Data obtained by means of observation and interviews. The results show that qardhul hassan financing based on Islamic philanthropy funds provides the potential for poverty alleviation, releases from the trap of moneylending with multiple interest rates, and raises awareness to participate in continuing kindness to others by raising the level of life from mustahik to first become munfiq and being potential muzakki. Qardhul hassan financing is a solution in constructing economic sustainability, especially for micro and super micro enterprises.

RASIONALITAS EKONOMI KEWAJIBAN ZAKAT

Zharfa Athirah Saqina Putri, Widya Indrasari, Muhammad Daffa Fawwaz — Wed, 27 Nov 2024 00:00:00 +0700

Zakat as one of the pillars of Islam explains the special obligation to issue a portion of individual wealth for social good. Much literature examines zakat from various aspects, both from the legal aspect (fiqh), management, its potential and role in poverty alleviation. Indonesia, as a country with the largest Muslim population in the world, certainly has the potential to become a surplus country in the field of zakat, of course, if it is managed optimally, professionally and accountability. It can be proven that in recent decades, amil zakat bodies and institutions (BAZ/LAZ) have been formed. Then there is the community as the most important element in the management of zakat, because it is the community who is the giver and at the same time the beneficiary of zakat management. Apart from that, in the context of economic rationality, there is also a professional zakat that can help narrow the income gap and expand opportunities for those who are less fortunate. As well as in the Islamic consumption pattern, consumption is more influenced by needs than wants and takes into account utility which is oriented towards the hereafter.

Zakat sebagai salah satu pilar Islam yang menjelaskan tentang kewajiban khusus dalam mengeluarkan sebagian kekayaan individu untuk kebaikan sosial. Banyak literatur yang mengkaji zakat dari berbagai aspek, baik dari aspek hukum (fiqh), manajemen, potensi maupun peranannya dalam pengentasan kemiskinan. Indonesia sebagai negeri yang berpenduduk masyarakat Muslim terbesar di dunia, tentunya memiliki potensi menjadi negeri yang surplus di bidang zakat tentunya jika hal tersebut dikelola secara optimal, professional dan akuntabel. Dapat dibuktikan dari beberapa dekade belakangan ini telah terbentuk badan dan lembaga amil zakat (BAZ/LAZ). Kemudian terdapat masyarakat sebagai elemen terpenting dalam pengelolaan zakat, karena masyarakat lah yang menjadi pihak pemberi dan sekaligus juga penerima manfaat dari pengelolaan zakat. Selain itu dalam konteks rasionalitas ekonomi, terdapat juga zakat profesi yang mampu membantu mempersempit kesenjangan pendapatan dan memperluas peluang bagi mereka yang kurang beruntung. Serta dalam pola konsumsi Islam, konsumsi lebih banyak dipengaruhi oleh kebutuhan (needs) daripada keinginan (wants) dan lebih memperhitungkan utilitas yang berorientasi akhirat.

PENGARUH KEMUDAHAN PEMBAYARAN, TRANSPARANSI, DAN KEPERCAYAAN TERHADAP KEPUTUSAN MUZAKKI DALAM MEMBAYAR ZAKAT DI LAZIS NURUL FALAH

Hani Fatmawati, Saqofa Nabilah Aini — Mon, 06 Jan 2025 00:00:00 +0700

This research uses a type of quantitative research which aims to identify the influence of ease of payment, transparency and trust on the muzakki's decision to pay zakat. This research was conducted at LAZIS Nurul Falah. The method used in this research is a survey with a field research approach. The sample in this study amounted to 150 samples using simple random sampling. The analytical tool used is SPSS 26. Based on the research results, it shows that ease of payment, transparency and trust partially have a positive and significant effect on the muzakki's decision to pay zakat. Then, simultaneously, ease of payment, transparency and trust also have a positive and significant influence on the muzakki's decision to pay zakat at LAZIS Nurul Falah.

Penelitian ini menggunakan jenis penelitian kuantitatif yang bertujuan untuk mengetahui pengaruh kemudahan pembayaran, transparansi dan kepercayaan terhadap keputusan muzakki dalam membayar zakat. Penelitian ini dilakukan di LAZIS Nurul Falah. Metode yang digunakan dalam penelitian ini adalah survei dengan pendekatan penelitian lapangan. Sampel dalam penelitian ini berjumlah 150 sampel dengan menggunakan simple random sampling. Alat analisis yang digunakan adalah SPSS 26. Berdasarkan hasil penelitian menunjukkan bahwa kemudahan pembayaran, transparansi dan kepercayaan secara parsial berpengaruh positif dan signifikan terhadap keputusan muzakki dalam membayar zakat. Kemudian secara simultan kemudahan pembayaran, transparansi dan kepercayaan juga mempunyai pengaruh positif dan signifikan terhadap keputusan muzakki membayar zakat di LAZIS Nurul Falah.