Financial Accessibility of Small and Medium Enterpraise (SMEs) in Surakarta City

Muhammad Luqman Hakim, Mardhiyatur Rosita Ningsih

Abstract

Small and Medium Enterprise (SMEs) is priority economics sector until 65 percent in Indonesia. It had been priorities focus of government policy to financial access in banking helped SMEs. The research is aim to analyze the influence of SMEs Characteristic, Financial Literacy, and Lending Term toward Financial Accessi- bility SMEs in Surakarta city. The research had sample from SMEs registered in SMEs government in Surakarta city is 100 sample. Sample of the research with proportionate stratified random sam- pling technique. Methodology in this research is regression. The Re- sult of this research state that the SMEs Characteristics, Financial Literacy, and Lending term positif toward Financial Accessibility


Keywords: Financial Accessibility, Financial Literacy, Lending Term, SMEs Characteristics


JEL Classification: G32, L22,L26

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Authors

Muhammad Luqman Hakim
[email protected] (Primary Contact)
Mardhiyatur Rosita Ningsih
Hakim, M. L., & Ningsih, M. R. (2020). Financial Accessibility of Small and Medium Enterpraise (SMEs) in Surakarta City. JIFA (Journal of Islamic Finance and Accounting), 3(1). https://doi.org/10.22515/jifa.v3i1.2342
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