Lestary, Dini, Aulia Azimi, Fitri Jayanti, and Samsul Hidayat. 2025. “Islamic Banking in Indonesia and Malaysia: Comparative Insights into Sharia Compliance, Profitability, and Governance”. JIFA (Journal of Islamic Finance and Accounting) 7 (2). https://doi.org/10.22515/jifa.v7i2.10026.