Journal of Economics and Business Research (JUEBIR)

Analisis Efektivitas Penyaluran Zakat Produktif (Studi pada BAZNAS Kota Surakarta)

Millenial Arkinto Firdausa — 2023-12-31

This research aims to determine the effectiveness of productive zakat that has been implemented by BAZNAS Surakarta City with analysis based on four aspect in the distribution of productive zakat funds, namely program socialization, accuracy of program targets, program monitoring or supervision and program objectives. This research used a qualitative approach with field research. Data collection techniques used are interviews, observation and documentation. The analysis technique in this research was the qualitative descriptive method started from the process of data collection, data reduction, presentation and conclusions. The results showed that the productive zakat program carried out by BAZNAS Surakarta City has not been effective. This finding was based on the four aspects studied, only one indicator was effective, namely target accuracy, while three aspects other still less effective. These findings indicate that the effectiveness of the productive zakat program by BAZNAS City of Surakarta still needs to be improved

Pengaruh Harga, Ketepatan Waktu Pengiriman dan Kualitas Pelayanan Terhadap Kepuasan Pelanggan Pada Jasa Pengiriman J&T Express Cabang Tanon Kabupaten Sragen

Taufik Khurrohman — 2023-12-31

The aim of this research is to determine the effect of price, on time delivery and service quality on customer satisfaction at the J&T Express delivery service, Tanon Branch, Sragen Regency. The population of this research is the community in Tanon District. The sampling technique uses a probability sampling method with a random probability sampling technique. The research sample was 100 respondents. The research method used is a quantitative method and the data analysis used is multiple linear regression analysis. The results of this research show that price has a positive and significant influence on customer satisfaction with a calculated t value greater than t table, namely 2.830 > 1.6608 and has a significant value smaller than 0.05, namely 0.006, on time delivery has a positive influence and is significant for customer satisfaction with a calculated t value greater than t table, namely 3.507 > 1.6608 and has a significant value smaller than 0.05, namely 0.001, service quality has a positive and significant influence on customer satisfaction with a calculated t value of more larger than the t table, namely 4.797 > 1.6608 and has a significant value smaller than 0.05, namely 0.000.

Analisis Penerimaan Masyarakat Muslim Boyolali Terhadap Financial Technology Sebagai Alat Transaksi Elektronik

Pradita Luci Armi — 2023-12-31

Financial technology (fintech) is a technological development in the financial sector since industrial revolution 4.0 begun. Fintech models is ranging from crowdfunding, peer to peer lending, investment management, payment, market aggregator. The paper argue that finctech is becoming daily lifestyle in urban area. The paper is tested acceptance of fintech as a payment method of 400 rural respondents Boyolali. By united theory of acceptance and use of technology, the study revealed that the variable values of performance expectations, social factors, facilitating conditions show an alpha value of less than 0.05 and the significance value indicates an adequate category, so the results show a relationship with user acceptance, while the effort expectation variable shows an alpha value of more than 0.05 and the significance value is included in the very weak category so that there is no effect on user acceptance. In the test results the moderating variable of experience can strengthen the relationship between social factor variables and conditions that facilitate user acceptance, but the moderating variable cannot strengthen the business expectation variable

Faktor-Faktor Penentu Minat Beli Remaja Masjid Terhadap Produk Korea: Studi Empiris Pada Mie Samyang dengan Memperhatikan Label Halal, Harga, Dan Citra Merek

Fadzillah Aresta — 2023-12-31

This research aims to identify the determinants of purchase intent among mosque youth for Korean products, specifically focusing on Samyang Instant Noodles, considering the factors of Halal Label, Price, and Brand Image. The research sample comprises 150 respondents of mosque youth in Boyolali, selected using non-probability sampling. Mosque youth are considered a group that integrates religious aspects with contemporary trends and digital literacy. The research employs a quantitative method with a questionnaire as the data collection instrument. The collected data are analyzed using the statistical SPSS version 22. The findings reveal that the Halal Label has a positive and significant impact on the purchase intent of mosque youth. Conversely, Price negatively influences purchase intent, while Brand Image does not have a positive or significant effect on purchase intent. Simultaneously, the Halal Label, Price, and Brand Image collectively exert a positive and significant influence on the purchase intent of mosque youth towards Samyang Instant Noodles. These results offer insights for industry stakeholders to understand the preferences and factors influencing the purchase intent of mosque youth for Korean food products.

Preferensi Pembelian Green Product: Eksplorasi Faktor-Faktor yang Mempengaruhi Keputusan Pembelian Produk Tisu Tessa

Dita Sri Lestari — 2023-12-31

The purpose of this study was to determine the effect of: (1) environmental awareness on green product purchasing decisions, (2) eco-labelling on green product purchasing decisions, (3) green brand image on green product purchasing decisions. This study uses quantitative research methods. The population in this study were consumers of Tessa Wipes in Karanganyar Regency. The sampling technique in this study used a non-probability sampling method. The samples taken in this study were 100 respondents. Data analysis techniques used instrument testing, classical assumption testing, model accuracy testing, multiple linear regression testing and hypothesis testing with the help of the SPSS version 23 application. The results of this study indicate that: (1) environmental awareness has a positive and significant effect on green product purchasing decisions. This is evidenced by the results of multiple linear regression with a value of 0.31, a calculated t value of 2.244 > t table of 1.660 and a significance value of 0.027 <0.05, (2) eco-labelling has a positive and significant effect on green product purchasing decisions. This is evidenced by the results of multiple linear regression with a value of 0.277, a calculated t value of 2.145 > t table of 1.660 and a significance of 0.034 <0.05, (3) green brand image has a positive and significant effect on purchasing decisions for green products. This is evidenced by the results of multiple linear regression that green brand image has a value of 0.511, a t-value of 4.590 > t-table of 1.984 and a significance of 0.000 <0.05

Penggunaan Software Akuntansi Accurate 5 Sebagai Penunjang Penyusunan dan Penyajian Laporan Keuangan Klien

Fiinaa Maghfirotuzzahro — 2023-12-31

This research aims to comprehensively analyze the utilization of the accounting software Accurate 5 in the process of preparing and presenting financial reports for clients at Andita Gunawan Accounting Firm in Tegal City. The research methodology employed is a case study, with data collection conducted through in-depth interviews and direct observations. This qualitative research utilizes a descriptive approach and falls under the category of field research, supported by a review of existing literature. The findings of the study reveal that the implementation of Accurate 5 significantly enhances efficiency in the preparation of financial reports, reduces the potential for human errors, and overall improves the accuracy of financial information. Furthermore, this software empowers the accounting firm to provide more professional services to its clients, establishing higher standards of quality. In conclusion, the use of the Accurate 5 accounting software has a positive impact on supporting the preparation and presentation of financial reports for clients at Andita Gunawan Accounting Firm in Tegal City. It contributes significantly to enhancing the effectiveness and reliability of accounting processes within the firm's environment.

Pengaruh Digitalisasi, Literasi Keuangan, dan Persepsi Risiko Terhadap Keputusan Investasi

Cherina Pancha Resyita — 2023-12-31

This research aims to examine the influence of digitalization, financial literacy and risk perception on investment decision making. This research is a type of quantitative research that obtains primary data by distributing questionnaires. The population in this study were students from the Faculty of Economics and Islamic Business, Raden Mas Said State Islamic University, Surakarta who had made investment. The sample in this research was selected using a non-probability method in the form of a purposive sampling technique. The samples used in this study amounted to 100 samples.. Data analysis was carried out using multiple linear regression analysis supported by the IBM Statistics SPSS 23 program. The research results show that there is a significant influence.

Pengaruh Fitur Virtual Try-On, Online Customer Review, dan Persepsi Harga Terhadap Keputusan Pembelian Kosmetik Pada Aplikasi Shopee

Zalma Dwi Viohafeni — 2023-12-31

This research aims to prove the influence of virtual try-on, online customer reviews, and price perceptions on purchasing decisions for Madame Gie products in the Shopee application. The population in this study are consumers in the city of Surakarta. The research sample used is consumers who have purchased Madame Gie products. This research method is a quantitative research with non-probability sampling technique using purposive sampling method. The research data was obtained by 100 respondents and processed using multiple linear regression analysis techniques using IBM SPSS Statistics software version 23. The results showed that Virtual Try-On had a positive and significant effect on Purchase Decisions, Online Customer Review had a positive and significant effect on Decisions Purchases, and Price Perceptions have a positive and significant effect on Purchase Decisions.

Pengaruh Pelayanan dan Produk Tabungan Bagi Hasil Terhadap Keputusan Menabung Pada BSI KC Kartasura

Talitha Dwi Rudiatna — 2023-12-31

Customer experience can have an impact on decisions taken by consumers when using services in the banking sector. One of the impacts can be the quality of service and product sharing. This analysis is useful for knowing the influence of service quality and profit-sharing savings products on customers' decisions to save at Bank Syariah Indonesia Kartasura branch office. This research uses a questionnaire survey method approach to obtain data from 210 respondents to BSI savings customers by distributing questionnaires on a Likert scale. Analysis techniques use Validity Test, Reliability Test, Normality Test, Heteroscedasticity Test, Multicollinearity Test, Multiple Regression Analysis Test (t, F Test, and Coefficient of Determination). The research results show that service quality can have a positive influence on customers' savings decisions at Bank Syariah Indonesia Kartasura Branch Office. Profit sharing savings products also have a very significant influence on customers' savings decisions at Bank Syariah Indonesia Kartasura Branch Office

The Effect of Inflation, Exchange Rate, Implementation of Good Corporate Governance (GCG), and Financing to Deposit Ratio (FDR) on Sharia Commercial Bank Financing Risks in Indonesia 2019-2022

Orsita Asmu Putri — 2023-12-31

The large number of products offered by banks, especially financing,
causes greater potential risks that will occur which can be influenced
by various factors. Therefore, the aim of this research is to determine
the influence of Inflation, Exchange Rates, Implementation of Good
Corporate Governance (GCG), and Financing to Deposit Ratio (FDR) in
influencing Financing Risk as proxied by Non-Performing Financing
(NPF) in Commercial Banks Sharia in Indonesia 2019-2022. The data
used in the research is secondary data, namely annual financial
reports and Good Corporate Governance (GCG) reports for 2019-
2022. The population of this research is Islamic commercial banks in
Indonesia with a sampling technique, namely purposive sampling. The
regression analysis method used is panel data using Eviews 10. The
research results show simultaneously that Inflation, Exchange Rates,
Good Corporate Governance (GCG) have a significant effect on Non-
Performing Financing (NPF). However, partially it shows that (1)
Inflation, Exchange Rates, and Financing to Deposit Ratio (FDR) have
no effect on Non-Performing Financing (NPF), (2) Good Corporate
Governance (GCG) has a significant positive effect on Non-Performing
Financing (NPF).

The Influence of CAR, FDR, NPF, and Profit Sharing Ratio on BCA Syariah's Financial Performance for the 2016-2022 Periods

Dina Christiana — 2023-12-31

The rapid development of the banking world at this time is one of the
factors that makes daily financial transactions easier. One way to see
how well PT is performing. BCA Syariah Bank is based on its financial
reports, as the object to be studied, researchers will analyze BCA
Syariah's quarterly financial reports obtained from the official OJK
website. Financial performance can be seen from the size of ROA,
while the size of ROA itself can be influenced by CAR, FDR, NPF and
Profit Sharing Ratio. Therefore, the aim of this research is to
determine the partial and simultaneous influence of CAR, FDR, NPF
and Profit Sharing ratio on BCA Syariah's ROA for the 2016-2022
period. The samples in the research were all quarterly financial
reports for the 2016-2022 period with a total of 28 samples and the
sampling technique was purposive sampling. The analytical method
used is multiple linear regression analysis with the help of the Eviews
10 program. The research results show that partially (1) CAR has a
significant negatif effect on ROA, (2) FDR, NPF and Profit Sharing
Ratio do not have a significant effect on ROA. Meanwhile, CAR, FDR,
NPF and Profit Sharing Ratio simultaneously influence BCA Syariah's
ROA for the 2016-2022 period.

Pengaruh Ukuran Perusahaan, Struktur Aset, Profitabilitas dan Likuiditas Terhadap Struktur Modal Pada Perusahaan Consumer Goods Yang Terdaftar di Bursa Efek Indonesia Tahun 2015-2019

Putri Eka Permatasari — 2023-12-31

The aim of this research is to determine the influence of company size, asset structure, profitability and liquidity on capital structure. This research uses quantitative data obtained from secondary data. Data was obtained and downloaded via the website www.idx.co.id with a sample data collection technique using the purposive sampling method. The population of this research was 24 Consumer Goods companies in 2015-2019. and the sample for this research is 120 samples. Data analysis using outlier test analysis, descriptive statistical analysis, panel data regression analysis, classical assumption test and panel data multiple regression analysis. The results of this research show that company size has no effect on capital structure, while asset structure, profitability and liquidity have an effect on capital structure