Analisis Pengaruh Kualitas Layanan Pada E-Wallet Terhadap Loyalitas Pelanggan Melalui Kepuasan Pelanggan
DOI:
https://doi.org/10.22515/academica.v8i1.1521Keywords:
E-wallet, service quality, costumer satisfaction, costumer loyaltyAbstract
This study aims to analyze the effect of service quality dimensions on e-wallets on customer satisfaction and customer loyalty. The research method is a quantitative approach by distributing questionnaires to respondents. The population in this study were all e-wallet users in Indonesia with a sample size of 103 respondents who were taken using purposive sampling techniques. Data analysis tools using the SPSS version 23 application. The results showed that service quality has a positive and significant effect on customer loyalty. This means that customers who are satisfied with the services received are more likely to remain loyal to use the e-wallet These findings provide practical implications for e-wallet service providers to improve certain dimensions of service quality to increase customer satisfaction and loyalty.
Downloads
References
Aini, S., & Sitompul, P. (2021). Analisis Pengaruh Kualitas Layanan Pada E-Wallet Terhadap Loyalitas Pelanggan Melalui Kepuasan Pelanggan Menggunakan Metode Sem. Karismatika, 7(2), 32–42.
Ajina, A. S., Joudeh, J. M. M., Ali, N. N., Zamil, A. M., & Hashem, T. N. (2023). The effect of mobile-wallet service dimensions on customer satisfaction and loyalty: An empirical study. In Cogent Business and Management (Vol. 10, Issue 2). https://doi.org/10.1080/23311975.2023.2229544
Akhmadi, M. Denaldi Danial, and Erni Martini. 2020. “Pengaruh E-Service Quality Terhadap Kepuasan Dan Loyalitas Pelanggan Aplikasi Ovo.” Jurnal Mitra Manajemen 4(5):708–20. doi: 10.52160/ejmm.v4i5.385.
Andrew Pranata Soerianto, Michael Adiwijaya, Hartono Subagio. 2021. “Pengaruh Perceived Service Quality Terhadap Customer Loyalty Melalui Customer Satisfaction Dan Customer Trust Pada Pelanggan UberX Di Surabaya.” Jurnal Wira Ekonomi Mikroskil 11(01):1–35.
Asnawi, Nur, Badri Munir Sukoco, and Muhammad Asnan Fanani. 2020. “The Role of Service Quality within Indonesian Customers Satisfaction and Loyalty and Its Impact on Islamic Banks.” Journal of Islamic Marketing 11(1):192–212. doi: 10.1108/JIMA-03-2017-0033.
Astuti, P. D., Nursyamsi, J., Haryono, & Utomo, J. (2022). Analisis Pengaruh Persepsi Kemudahan Penggunaan, Persepsi Manfaat Dan Promosi Penjualan Terhadap Loyalitas Pelanggan Melalui Kepuasan Pelanggan. Jurnal Akuntansi Dan Manajemen Bisnis, 2(1), Article 1. https://doi.org/10.56127/jaman.v2i1.199
Davis, F. (1989). Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology on JSTOR. https://www.jstor.org/stable/249008
Enck, W., Ongtang, M., & McDaniel, P. (2009). On lightweight mobile phone application certification. Proceedings of the 16th ACM Conference on Computer and Communications Security, 235–245. https://doi.org/10.1145/1653662.1653691
Fadjri, A., & Silitonga, P. (2019). Pengaruh Kualitas Produk, Persepsi Harga Dan Digital Marketing Terhadap Kepuasan Pelanggan Di Pizza Marzano Pondok Indah Mall 2. Eduturisma, 3(2), Article 2. https://ejournal.akpindo.ac.id/index.php/eduturisma/article/view/1189
Analisis Pengaruh Kualitas Layanan Pada E-Wallet Terhadap… 59
Faizah, N., & Sanaji, S. (2022). Pengaruh Perceived Ease Of Use Dan Perceived Usefulness Terhadap Loyalitas Dengan Trust Sebagai Variabel Intervening Terhadap Penggunaan Aplikasi Warung Pintar. 10.
Griffin, J. (2005). Customer loyalty: Menumbuhkan dan mempertahankan kesetiaan pelanggan. Jakarta: Erlangga.
Heryanti, Afidah Hissi. 2023. “Pengaruh Kualitas Layanan Aplikasi Dana Terhadap Kepuasan Pelanggan Dalam Melakukan Transaksi Secara Online Sebagai Alat Pembayaran Elektronik (E-Payment).” Journal on Education 5(3):8080–96. doi: 10.31004/joe.v5i3.1595.
Islami, M. L. N. (2023). Determinan Penggunaan Dompet Digital di Kalangan Mahasiswa. Jurnal Manajemen Keuangan, 02(03), 1–14. https://www.ncbi.nlm.nih.gov/books/NBK558907/
Istiyawari, L., Hanif, M. R., & Nuswantoro, A. (2021). Pengaruh Kualitas Pelayanan, Persepsi Harga, Dan Kepuasan Pelanggan Terhadap Loyalitas Pelanggan. Solusi, 19(3), 329. https://doi.org/10.26623/slsi.v19i3.4053
Izzah, N. N., Budiatmo, A., & Listyorini, S. (2022). Pengaruh E-Service Quality, Perceived Ease Of Use, dan Brand Trust terhadap Loyalitas Konsumen (Studi Kasus pada Konsumen Pizza Hut Delivery Pekalongan). Jurnal Ilmu Administrasi Bisnis, 11(1), 50–58. https://doi.org/10.14710/jiab.2022.33375
Jogiyanto, H. M. (2007). Sistem informasi keperilakuan. Yogyakarta: Andi Offset, 235.
Kumala, D. C., Pranata, J. W., & Thio, S. (2020). Pengaruh Perceived Usefulness, Perceived Ease Of Use, Trust, Dan Security Terhadap Minat Penggunaan Gopay Pada Generasi X Di Surabaya. Jurnal Manajemen Perhotelan, 6(1), 19–29. https://doi.org/10.9744/jmp.6.1.19-29
Kustono, A. S., Nanggala, A. Y. A., & Masâ€TMud, I. (2020). Determinants of the Use of E-Wallet for Transaction Payment among College Students. Journal of Economics, Business, & Accountancy Ventura, 23(1), 85–95. https://doi.org/10.14414/jebav.v23i1.2245
Maya Novitasari, Nik Amah, Anissa Ayera, Ahmad Nur Aziz, and Ardi Gunardi. 2024. “Service Quality and Customer Loyalty the Role of Satisfaction and Trust in Indonesian Sharia Bank.” Jurnal Riset Bisnis Dan Manajemen 17(1):87–98.
Siska Lutfiana1, Rima Widawati, Risa Dwi Indriani, Ayu Septiyaningsih, Laras Nganti Wani
Nambiar, S., Chang-Tien Lu, & Liang, L. R. (2004). Analysis of payment transaction security in mobile commerce. Proceedings of the 2004 IEEE International Conference on Information Reuse and Integration, 2004. IRI 2004., 475–480. https://doi.org/10.1109/IRI.2004.1431506
Natalia, J., & Ginting, D. B. (2018). Analisis pengaruh kelengkapan fitur, persepsi kemudahan penggunaan, kualitas informasi, kualitas sistem, persepsi manfaat terhadap kepuasan penggunaan serta dampaknya terhadap loyalitas pengguna aplikasi viu. Media Informatika, 17(3), 148–164.
Ningsih, H. W., Safitri, I., & Yusuf, A. (2022). Pengaruh e-Service Quality dan Kepuasan terhadap e- Loyalty (Survey pada Pengguna Gopay). Business Management Journal, 18(1), 51. https://doi.org/10.30813/bmj.v18i1.3068
Oktarini, Made Ayu Swari, and I. Made Wardana. 2018. “Pengaruh Perceived Ease Of Use Dan Perceived Enjoyment Terhadap Customer Satisfaction Dan Repurchase Intention.” INOBIS: Jurnal Inovasi Bisnis Dan Manajemen Indonesia 1(2):227–37. doi: 10.31842/jurnal-inobis.v1i2.32.
Pertiwi, A. B., Ali, H., & Sumantyo, F. D. S. (2022). Faktor-Faktor Yang Mempengaruhi Loyalitas Pelanggan: Analisis Persepsi Harga, Kualitas Pelayanan Dan Kepuasan Pelanggan (Literature Review Manajemen Pemasaran). 3(6).
Putra, D. N. G., & Raharjo, S. T. (2021). Analisis Pengaruh Kemudahan Penggunaan, Kualitas Layanan, Dan Persepsi Manfaat Terhadap Loyalitas Pengguna Dengan Kepuasan Pengguna Sebagai Variabel Intervening (Studi pada Pengguna Aplikasi Grab di Kota Semarang).
Sudjianto, Eva Yohana, and Edwin Japarianto. 2017. “Pengaruh Perceived Service Quality Terhadap Customer Loyalty Dengan Customer Satisfaction Sebagai Variable Intervening Di Hotel Kartika Graha Malang.” Jurnal Manajemen Pemasaran 11(2):54–60. doi: 10.9744/pemasaran.11.2.54-60.
Tu, C.-C., Fang, K., & Lin, C.-Y. (2012). Perceived Ease of Use, Trust, and Satisfaction as Determinants of Loyalty in e-Auction Marketplace. J. Comput., 7(3), 645–652.
Yulianto, Andri Rizko. 2018. “Tinjauan Pengaruh Kualitas Pelayanan Terhadap Kepuasan Pelanggan Oleh : Andri Rizko Yulianto. Bina Sarana Informatika (BSI).” Jurnal Ekonomi, Volume 20 Nomor 2, Juni 2018 Copyright @ 2018, Oleh Program Pascasarjana, Universitas Borobudur 20(Juni)
Downloads
Published
Issue
Section
Citation Check
License
Copyright (c) 2025 Academica : Journal of Multidisciplinary Studies

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.