The Influence of Financial Knowledge and Financial Attitude on Investment Decisions of UIN Raden Mas Said Surakarta Students
Main Article Content
Keywords
Financial Knowledge, Financial Attitude, Investation Decision
Abstract
This study aims to analyze the effect of financial knowledge, and financial attitude on investment decision. The sample of this research is Students at the State Islamic University Raden Mas Said Surakarta. Samples were selected using a non-probability sampling method totaling 200 respondents by distributing questionnaires online using Google Forms. The analysis technique used is multiple linear regression supported by the SPSS program version 22.0. the results obtained in this study are that there is a positive influence on financial knowledge, and financial attitude on investation decisions in Student at the State Islamic University Raden Mas Said Surakarta
References
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Coşkuner, S. (2016). Understanding Factors Affecting Financial Satisfaction: The Influence of Financial Behavior, Financial Knowledge and Demographics. Imperial Journal of Interdisciplinary Research, 2(5), 2454–1362.
Danns, D. E. (2019). Durband, D., Law, R. & Mazzolini, A. (Eds.). (2019). Financial counseling. Cham, Switzerland: Springer Nature Switzerland AG. ISBN: 9783319725857. 235 pp. (hardcover). Family and Consumer Sciences Research Journal. https://doi.org/10.1111/fcsr.12306
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Hasanuh, N., & Putra, R. A. K. (2020). Influence of financial literacy and financial attitude on individual investment decisions. In Advances in Business, Management and Entrepreneurship (pp. 424-428). https://doi.org/10.1201/9780429295348-92
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Humaira, I., & Sagoro, E.M. (2018) Pengaruh Pengetahuan Keuangan, SIkap Keuangan, dan Kepribadian Terhadap Perilaku Manajemen Keuangan Pada Pelaku UMKM Sentra Kerajinan Batik Kabupaten Bantul. Nominal, Barometer Riset Akutansi Dan Manajemen, 7(1) https://doi.org/10.21831/ nominal.v7i1.19363
Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44(2), 296–316. https://doi.org/10.1111/j.1745-6606.2010.01170.x
Yuningsih, Irma, Dkk. (2017). Analisis Literasi Keuangan di Masyarakat Kota Bandung. Jurnal Neraca. Vol 1 (1) http://dx.doi.org/10.31851/neraca.v1i1.1167
Listiani, Kurnia. (2017). Pengaruh Financial Knowledge, Locus Of Control dan Financial Attitude Terhadap Financial Management Behavior Pada Mahasiswa. Diakses dari http://eprints.perbanas.ac.id/ 2917/1/ARTIKEL%20ILMIAH.pdf
Nababan, D., & Sadalia, I. (2012). Analisis Personal Financial Literacy dan Financial Behavior Mahasiswa Strata 1 Fakultas Ekonomi Universitas Sumatera Utara: 1-15
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Pritazahara, Ritma, (2015). Pengaruh Pengetahuan Keuangan dan Pengalaman Keuangan Terhadap Perilaku Perencanaan Investasi dengan Self Control Sebagai Variabel Moderating. Jurnal Ekonomi dan Kewirausahaan. Vol 15 (1). https://ejurnal.unisri.ac.id/index.php/Ekonomi/issue/view/148
Sadono Sukirno. (2000). Makro Ekonomi Modern. Jakarta: Rajawali Pers.
Septyanto, D. (2013). faktor-faktor yang mempengaruhi investor individu dalam pengambilan keputusan investasi sekuritas di bursa efek indonesia (BEI). Jurnal Ekonomi Universitas Esa Unggul, 4(2), 17907.
Suherman. (2019). Pengaruh Struktur Aset, Likuiditas, dan Profitabilitas Terhadap Struktur Modal Yang Dimoderasi Oleh Ukuran Perusahaan. MIX: Jurnal Ilmiah Manajemen. Vol 9 (2). http://dx.doi.org/10.22441/mix.2019.v9i2.009
Tandelilin, Eduardus. 2010. Portofolio dan Investasi: Teori dan Aplikasi. Edisi 1. Kanisius. Yogyakarta.
Ulfy Safryani, A. A. (2020). Analisis literasi keuangan, prilaku keuangan dan pendapatan terhadap keputusan investasi. Jurnal Ilmiah Akuntansi, Vol. 8, No. 3, 319-332.
Xiao, J. J., & Porto, N. (2017). Financial education and financial satisfaction: Financial literacy, behavior, and capability as mediators. International Journal of Bank Marketing, 35(5), 805–817. https://doi.org/10.1108/IJBM-01-2016-0009
Zainul Arifin, A. (2018). Influence of financial attitude, financial behavior, financial capability on financial satisfaction. 186(INSYMA), 100–103.
Azeis, TA & Aliyah, KN, (2023), Journal of Economics and Business Research (JUEBIR) Vol. 2 No. 1. DOI https://doi.org/10.22515/juebir.v2i1.7298,
Atmaningrum, S., Kanto, D. S., & Kisman, Z. (2021). Investment Decisions: The Results of Knowledge, Income, and Self-Control. Journal of Economics and Business, 4(1). https://ssrn.com/abstract= 3779643
Bodie, Z., Alex, K., dan Alan, J.M., (2005). Investments. Edisi ke-6. Jakarta: Salemba Empat.
Coşkuner, S. (2016). Understanding Factors Affecting Financial Satisfaction: The Influence of Financial Behavior, Financial Knowledge and Demographics. Imperial Journal of Interdisciplinary Research, 2(5), 2454–1362.
Danns, D. E. (2019). Durband, D., Law, R. & Mazzolini, A. (Eds.). (2019). Financial counseling. Cham, Switzerland: Springer Nature Switzerland AG. ISBN: 9783319725857. 235 pp. (hardcover). Family and Consumer Sciences Research Journal. https://doi.org/10.1111/fcsr.12306
Fahriani, E. (2019). Pengaruh Faktor Demografi, Financial Literacy, dan Financial Attitude terhadap Keputusan Investasi pada Generasi Milenial di Sidoarjo (Doctoral dissertation, STIE Perbanas Surabaya).
Hasanuh, N., & Putra, R. A. K. (2020). Influence of financial literacy and financial attitude on individual investment decisions. In Advances in Business, Management and Entrepreneurship (pp. 424-428). https://doi.org/10.1201/9780429295348-92
Hilgert, M. A., Hogarth, J. M., & Beverly, S. G. (2003). Household financial management: The connection between knowledge and behavior. Federal Reserve Bulletin, 309-322.
Humaira, I., & Sagoro, E.M. (2018) Pengaruh Pengetahuan Keuangan, SIkap Keuangan, dan Kepribadian Terhadap Perilaku Manajemen Keuangan Pada Pelaku UMKM Sentra Kerajinan Batik Kabupaten Bantul. Nominal, Barometer Riset Akutansi Dan Manajemen, 7(1) https://doi.org/10.21831/ nominal.v7i1.19363
Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44(2), 296–316. https://doi.org/10.1111/j.1745-6606.2010.01170.x
Yuningsih, Irma, Dkk. (2017). Analisis Literasi Keuangan di Masyarakat Kota Bandung. Jurnal Neraca. Vol 1 (1) http://dx.doi.org/10.31851/neraca.v1i1.1167
Listiani, Kurnia. (2017). Pengaruh Financial Knowledge, Locus Of Control dan Financial Attitude Terhadap Financial Management Behavior Pada Mahasiswa. Diakses dari http://eprints.perbanas.ac.id/ 2917/1/ARTIKEL%20ILMIAH.pdf
Nababan, D., & Sadalia, I. (2012). Analisis Personal Financial Literacy dan Financial Behavior Mahasiswa Strata 1 Fakultas Ekonomi Universitas Sumatera Utara: 1-15
Pranyoto, E., Siregar, N. Y., & Depiana, D. (2018). Keputusan Investasu Masyarakat di Pasar Modal. Jurnal Bisnis Darmajaya, 4(1), 45-67. https://doi.org/10.30873/jbd.v4i1.1326
Pritazahara, Ritma, (2015). Pengaruh Pengetahuan Keuangan dan Pengalaman Keuangan Terhadap Perilaku Perencanaan Investasi dengan Self Control Sebagai Variabel Moderating. Jurnal Ekonomi dan Kewirausahaan. Vol 15 (1). https://ejurnal.unisri.ac.id/index.php/Ekonomi/issue/view/148
Sadono Sukirno. (2000). Makro Ekonomi Modern. Jakarta: Rajawali Pers.
Septyanto, D. (2013). faktor-faktor yang mempengaruhi investor individu dalam pengambilan keputusan investasi sekuritas di bursa efek indonesia (BEI). Jurnal Ekonomi Universitas Esa Unggul, 4(2), 17907.
Suherman. (2019). Pengaruh Struktur Aset, Likuiditas, dan Profitabilitas Terhadap Struktur Modal Yang Dimoderasi Oleh Ukuran Perusahaan. MIX: Jurnal Ilmiah Manajemen. Vol 9 (2). http://dx.doi.org/10.22441/mix.2019.v9i2.009
Tandelilin, Eduardus. 2010. Portofolio dan Investasi: Teori dan Aplikasi. Edisi 1. Kanisius. Yogyakarta.
Ulfy Safryani, A. A. (2020). Analisis literasi keuangan, prilaku keuangan dan pendapatan terhadap keputusan investasi. Jurnal Ilmiah Akuntansi, Vol. 8, No. 3, 319-332.
Xiao, J. J., & Porto, N. (2017). Financial education and financial satisfaction: Financial literacy, behavior, and capability as mediators. International Journal of Bank Marketing, 35(5), 805–817. https://doi.org/10.1108/IJBM-01-2016-0009
Zainul Arifin, A. (2018). Influence of financial attitude, financial behavior, financial capability on financial satisfaction. 186(INSYMA), 100–103.
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Published
Jun 29, 2024
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