The Influence of CAR, FDR, NPF, and Profit Sharing Ratio on BCA Syariah's Financial Performance for the 2016-2022 Periods
Main Article Content
Keywords
capital adequacy ratio, CAR, FDR, financing to deposit ratio, non performing finance, ROA, Financial performance
Abstract
The rapid development of the banking world at this time is one of the
factors that makes daily financial transactions easier. One way to see
how well PT is performing. BCA Syariah Bank is based on its financial
reports, as the object to be studied, researchers will analyze BCA
Syariah's quarterly financial reports obtained from the official OJK
website. Financial performance can be seen from the size of ROA,
while the size of ROA itself can be influenced by CAR, FDR, NPF and
Profit Sharing Ratio. Therefore, the aim of this research is to
determine the partial and simultaneous influence of CAR, FDR, NPF
and Profit Sharing ratio on BCA Syariah's ROA for the 2016-2022
period. The samples in the research were all quarterly financial
reports for the 2016-2022 period with a total of 28 samples and the
sampling technique was purposive sampling. The analytical method
used is multiple linear regression analysis with the help of the Eviews
10 program. The research results show that partially (1) CAR has a
significant negatif effect on ROA, (2) FDR, NPF and Profit Sharing
Ratio do not have a significant effect on ROA. Meanwhile, CAR, FDR,
NPF and Profit Sharing Ratio simultaneously influence BCA Syariah's
ROA for the 2016-2022 period.
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